Terms and Conditions

Effective Date: May 6, 2025

Debra Lockwood Insurance

Welcome to Debra Lockwood Insurance. By accessing or using [debralockwood.com], you agree to be bound by these Terms and Conditions.

1. Services

Debra Lockwood Insurance provides supplemental insurance information and services designed to assist individuals and organizations in obtaining customized insurance coverage.

2. Use of the Website

By using this Site, you affirm that you are at least 18 years old and capable of entering into binding agreements. You agree to use this Site only for lawful purposes and in a way that does not infringe on the rights of, restrict, or inhibit anyone else's use of the Site.

3. SMS & Email Consent

By submitting your contact details through our Site, you expressly consent to receive SMS and email communications from us regarding your inquiry or services. Standard message and data rates may apply. You may opt out at any time by following the opt-out instructions provided.

4. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Debra Lockwood Insurance and is protected by copyright and other intellectual property laws.

5. Limitation of Liability

We make no warranties or representations about the accuracy or completeness of the Site’s content. To the fullest extent permitted by law, we disclaim all liability for any loss or damage arising from your use of the Site or services.

6. Indemnification

You agree to indemnify, defend, and hold harmless Debra Lockwood Insurance and its affiliates from any claims, liabilities, damages, and expenses arising out of your use of the Site or your violation of these Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Nevada, without regard to its conflict of law principles.

8. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the new Terms.

📞 Contact Information

If you have any questions about this Privacy Policy or Terms and Conditions, please contact:

Debra Lockwood Insurance

Email: [email protected]
Phone: 725-900-9323